Privacy Policy
Effective Date: December 26, 2025
1. Introduction
Welcome to payKali ("we," "us," or "our"). This Privacy Policy explains how we collect, use, and protect your information when you use our platform and services.
This policy applies to all information we collect, including when you sign up and log in. This policy is publicly accessible at https://paykali.xyz/privacy.
2. Information We Collect
We collect information in two ways: information you give us through authentication providers (like Google) and information you provide directly while using our service.
A. Information Collected via Authentication
When you create an account, we request your permission to access specific information. We only collect what is essential to create and manage your account.
- •Name and Profile Picture: We use this to personalize your account profile.
- •Email Address: We use your email as the primary identifier for your account, for logging in, and for sending password reset links and important notifications.
B. Information You Provide Directly
Our service requires you to submit information necessary for its core function. This includes, but is not limited to, data you voluntarily enter, such as:
- •Account configurations and preferences.
- •Transaction data and service usage information.
- •Business information required for the agentic economy services.
- •Uploaded documents and content related to your use of the platform.
3. How We Use Your Information
Your information is used exclusively to provide and improve the payKali service. These purposes include:
- •Providing Core Services: To operate the platform and deliver the agentic economy features you requested.
- •Account Management: To set up and maintain your account, and to provide authentication capabilities.
- •Communication: To send you essential service-related communications, security updates, and support messages.
- •Service Improvement: To analyze usage patterns to understand how our service is used and how to improve it.
4. Third Party Data Disclosure
payKali's use and transfer of information received from third-party APIs to any other app will adhere to the applicable user data policies. Information obtained from your accounts is never sold, used for advertising, or shared with third parties for purposes other than providing and improving payKali's features.
5. Sharing Your Information
We do not sell or rent your personal information. We only share information in the following limited circumstances:
- •With Service Providers: With trusted third-party vendors that perform services on our behalf, such as cloud hosting and analytics. These providers are contractually bound to protect your data.
- •For Legal Reasons: If required by law or in response to a valid legal process, we may disclose your information.
6. Data Security
We are committed to protecting your data. We implement industry-standard security measures, including HTTPS encryption for data in transit and encryption for data at rest, to prevent unauthorized access, use, or disclosure of your information.
7. Data Retention and Deletion
We retain your information as long as your account is active or until you request its deletion. If you wish to permanently delete your account and all associated data, please send a request to info@payKali.xyz. Upon receiving your request, we will permanently delete your data from our systems within 24 hours.
8. Cookies and Similar Technologies
We use cookies that are essential for the operation of our service, such as keeping you logged in. We may also use cookies for analytics purposes to help us improve our service. By using payKali, you consent to our use of these cookies.
9. Your Rights
You have the right to access and update your account information at any time through the service. You can also revoke payKali's access to your authentication providers at any time via their security settings pages.
10. Children's Privacy
payKali is not intended for use by anyone under the age of 13, and we do not knowingly collect information from children.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Effective Date" at the top.
12. Contact Us
If you have any questions about this Privacy Policy, please contact us: